While every reasonable effort is made to ensure that the information contained in this site is accurate, no warranty is made for the validity or accuracy of the information. The website and material relating to information, products and services of the Credit Research Limited data (or to third party information, products and services), is provided ‘as is’. It is provided without any representation or endorsement made and without warranty of any kind, express or implied, including, but not limited to, the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
Credit Data Research Limited assumes no responsibility for any loss, disruption or damage to data or computer that may occur while using material derived from this website. Credit Data Research Limited does not warrant that the functions contained in the material on this site will be uninterrupted or error free. In addition, Credit Data Research Limited does not guarantee that defects will be corrected, or that this site or the server that makes it available are free of viruses or represent the full functionality, accuracy and reliability of the materials.
Under no circumstances will Credit Data Research Limited be liable for any loss or damage, including, without limitation, indirect or consequential loss or damage, or any loss or damage of any kind arising from the use or loss of use of data or profits arising out of or in connection with the use of the website of Credit Data Research Limited.
These Terms and Conditions shall be governed and interpreted in accordance with the laws of England and Wales. Any dispute arising from these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Intellectual property rights
All material on the website Credit Data Research Limited or provided by Credit Data Research Limited on paper is data owned or licensed to Credit Data Research Limited and is copyrighted by law for trademarks, patents or other proprietary rights. Credit Passport is a trademark.
If it is not immediately obvious when you sign up to a mailing list, or from the content of the email you receive who is responsible, the Data Protection Officers will be able to help.
The Data Protection Officer for Credit Data Research is the Head of Information Rights and Information Security.
Email – firstname.lastname@example.org
Telephone – 0207 219 4296
Post – 16 Brune Street / Coppergate House / E1 7NJ London UK Email –
Collection of your personal data
When you subscribe to an email alert or newsletter service we collect:
your name, email address, subscription preferences and any other information you choose to provide to
we may also collect information about how you use our emails – for example whether you open them and which links you click on. * details of which version of web browser you are using
information on how you use the site, using cookies and page tagging techniques.
When we collect your data we will notify you about what information we are collecting and our intended uses.
Use of your personal data
The lawful basis for collecting and using the personal data will depend on the specific context in which we collect it.
However, we will normally collect personal data from you only
where we have your consent to do so;
where we need to for the purposes of Credit Passport functions;
where the processing is in our legitimate interests and not overridden by your rights.
Where you have signed up to receive email alerts or to subscribe to bulletins on subject areas through the company website, we are relying on the lawful basis of consent.
We will use the personal data you have provided to us to send you email alerts and gather feedback to improve our email alerts. We may also occasionally contact you to improve our service.
Storage and retention of your personal data
We will retain your personal data for as long as is necessary for the purpose it was collected.
In most cases, if you have subscribed to an email alert or subscription service, we will keep your personal data for as long as you are subscribed to that service and delete that data once you have requested to be removed. We will notify you of the retention period when collecting your personal data. At the end of the retention period, your personal data will be disposed of securely.
Disclosure and security of your personal data
We may disclose your personal data to third parties when permitted to do so including:
• with your consent;
• where we have a contract with a processor acting on our behalf;
• if we have a lawful basis for doing so;
• if we are under a duty to disclose or share your personal data in order to comply with any legal obligation. This includes providing your personal data to other organisations, such as the Police, for the purposes of prevention and detection of crime.
We will never share or sell your personal data to other organisations for their direct marketing purposes.
We will notify you of whom your personal data will be shared with and where it is stored.
All personal data you provide to us will be stored securely, both physically and electronically, in accordance with our policies. We have an information security process in place to oversee the effective and secure processing of your personal data.
We have put in place technical and organisational security measures to minimise the possibility of the loss or unauthorised access of your personal data.
Whilst some email lists are managed in house using only Credit Data Research IT systems, we do use some third-party companies as data processors to provide the technology for email alerts and subscription services. Where we use third party providers, information will be provided to you when you subscribe to that service. Details of the more widely used third-party email subscription services are below.
We use Mail Chimp to manage subscription lists, preferences and send emails.
• Mail Chimp has staff based outside the European Economic Area, and stores your data in the US. Mail Chimp is certified under the EU-US Privacy Shield framework
We will ensure you can exercise your rights in relation to the personal data you provide to us. These are as follows:
• Where we are relying on your consent to use your personal data, you can withdraw that consent or unsubscribe from our services at any time. Instructions are provided when we collect your data.
• You can request access to the personal data we hold about you at any time by contacting the Data Protection Officer whose contact details are found at the top of this notice.
• You can ask us to update your personal data if it changes. In certain circumstances, you can request we erase the personal data we hold, or ask us to stop or restrict processing if you have an objection.
• You can ask for a copy of your information in a machine-readable format to allow you to obtain and reuse your personal data for your own purposes across different services. (the right to data portability).
• If you have any privacy-related questions or unresolved problems relating to the use of your personal data, you may complain to us by contacting the Data Protection Officer whose details are found at the top of this notice.
• You also have the right to complain to the Information Commissioner’s Office, the supervisory authority, about our collection and use of your personal data.